Funding Solutions
The Best Funding You Qualify For, Guaranteed
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Trusted by 5K+ Clients
Simplified
Access Your Funding In 3 Simple Steps
No Negative Impact to Your Credit to See If You Qualify
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No hard inquiry to get pre-qualified. Simply complete the form below.
Speak with a funding advisor and select the funding option that best fit your needs.
Gain access to your funds in as little as 48 hours.
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We’ve helped over 5,000 entrepreneurs secure funding to start, grow, and scale their businesses — now it’s your turn!
what if this could be you?
Marketplace
Our wide array of lenders gives you the confidence that you are accessing the best funding you can qualify for.
Business Lines of Credit
0% Interest Credit Cards
Personal Term Loans
Business Term Loans
SBA Loans
Business Funding the "Business"
before
pre-launch funding
Are you still in the idea phase of your "business" but need some capital to take the next step?
Leveraging your personal credit to access business capital is oftentimes necessary (and very common).
Funding Options
(Based on Personal Credit)
Most "business" lenders want to see a minimum of 1 year (some require 2+years) in business before they are even open to having conversations about funding. Aside from the time in business, many lenders have minimum monthly revenue requirements ranging from $10,000 to $50,000. So how do you get the funding in the first place to get to this point?
Below you will find information breaking down the funding solutions we provide based solely on your personal creditworthiness and financials.
credit score
0% Credit card
unsecured term loan
home equity loc
680+
time in business
NA
Approval range
$5K - $100K
credit score
0% Credit card
unsecured term loan
home equity loc
650+
time in business
NA
Approval range
$5K - $50K
credit score
0% Credit card
unsecured term loan
home equity loc
650+
time in business
NA
Approval range
$30K
Business Funding the "Business"
before
pre-launch funding
Are you still in the idea phase of your "business" but need some capital to take the next step?
Leveraging your personal credit to access business capital is oftentimes necessary (and very common).
Funding Options
Most "business" lenders want to see a minimum of 1 year (some require 2+years) in business before they are even open to having conversations about funding. Aside from the time in business, many lenders have minimum monthly revenue requirements ranging from $10,000 to $50,000. So how do you get the funding in the first place to get to this point?
Below you will find information breaking down the funding solutions we provide based solely on your personal creditworthiness and financials.
credit score
0% Credit card
680+
time in business
NA
Approval range
$5K - $100K
get started
Funding Options
(Based on Personal Credit)
Most "business" lenders want to see a minimum of 1 year (some require 2+years) in business before they are even open to having conversations about funding. Aside from the time in business, many lenders have minimum monthly revenue requirements ranging from $10,000 to $50,000. So how do you get the funding in the first place to get to this point?
Below you will find information breaking down the funding solutions we provide based solely on your personal creditworthiness and financials.
credit score
unsecured term loan
650+
time in business
NA
Approval range
$5K - $50K
get started
Funding Options
(Based on Personal Credit)
Most "business" lenders want to see a minimum of 1 year (some require 2+years) in business before they are even open to having conversations about funding. Aside from the time in business, many lenders have minimum monthly revenue requirements ranging from $10,000 to $50,000. So how do you get the funding in the first place to get to this point?
Below you will find information breaking down the funding solutions we provide based solely on your personal creditworthiness and financials.
credit score
home equity loc
650+
time in business
NA
(Based on Personal Credit)
Approval range
$30K+
get started
The Best Funding Options
For Your Business
in Minutes
0% Credit card
Amount
$5K - $75K
Secure multiple 0% accounts to launch Your business. Cash Accessibility 0% interest Revolving Credit Lines/cards. Available in the name of the business or individual.
Access
7-10 Days
Rates
15.99% - 24.99%
Terms
Monthly Payment
(0% for 12-15 months)
of 2% - 3% of balance
The Best Funding Options For Your Business
in Minutes
0% Credit card
Amount
$5K - $75K
Secure multiple 0% accounts to launch Your business. Cash Accessibility 0% interest Revolving Credit Lines/cards. Available in the name of the business or individual.
Access
7-10 Days
Rates
15.99% - 24.99%
Terms
Monthly Payment
(0% for 12-15 months)
of 2% - 3% of balance
Business Line of Credit
Amount
$5K - $200K
Great way to have access to capital when you need it but have no payment unless you spend it.
Access
1-5 Days
Rates
8.99% - 29.99%
Terms
6-24 Months
Short Term Business Loan
Amount
$5K - $100K
Access funds very quickly for any Business expenses. Typically more expensive than alternative options.
Access
24-72 Hours
Rates
15% - 35%
Terms
6-12 Months
Business Term Loan
Amount
$20K - $500K
Great option for longer terms for more established businesses. This is a great resource for general working capital needs.
Access
5-10 Days
Rates
11% - 25%
Terms
1-5 Years
SBA
Amount
$20K - $150K
Efficient and streamlined SBA loan process. Secure the capital you need to propel your business forward. Great for Startup, Working Capital, Refinancing debt, and Franchises.
Access
10-14 Days
Rates
Prime +3.75%
Terms
10 Years
Business Line of Credit
Amount
$5K - $200K
Great way to have access to capital when you need it but have no payment unless you spend it.
Access
1-5 Days
Rates
8.99% - 29.99%
Terms
6-24 Months
Short Term Business Loan
Amount
$5K - $100K
Access funds very quickly for any Business expenses. Typically more expensive than alternative options.
Access
24-72 Hours
Rates
15% - 35%
Terms
6-12 Months
Business Term Loan
Amount
$20K - $500K
Great option for longer terms for more established businesses. This is a great resource for general working capital needs.
Access
5-10 Days
Rates
11% - 25%
Terms
1-5 Years
SBA
Amount
$20K - $150K
Efficient and streamlined SBA loan process. Secure the capital you need to propel your business forward. Great for Startup, Working Capital, Refinancing debt, and Franchises.
Access
10-14 Days
Rates
Prime +3.75%
Terms
10 Years
5K
30K+
250M
clients served
jobs created
funded
What Sets Us Apart?
Best Funding Guaranteed
No Credit Impact
Credit Education
Our clients get matched with the best possible funding across the entire funding marketplace.
We provide a free pre-approval with no negative impact to your credit whatsoever.
We provide startups access to our entrepreneur education program.
All 50 States
Savings Strategies
Innovative UI
Our clients get matched with the best possible funding across the entire funding marketplace.
We help clients save money by moving high-interest debts to new 0% accounts.
Our user interface enables clients to manage all of their financial accounts in one platform.
APPLY NOW
Aleshia - Serial Entrepreneur, Hustle Mom & Co
“The LazyLife team held my had through the journey to over $250,000 in funding.”
As a new entrepreneur, I hit wall after wall trying to get my business funded. LazyLife Consulting. Helped make my personal credit look very sexy and get rid of everything that was holding me back. I am so glad that Lovetta held my hand step by step to obtain funding for my business ventures in about 6 weeks. I felt supported and empowered by the support I received.
Donna - Holistic Practice, Health & Wellness
“This $131,000 for my healing center is nothing short of a blessing!"
Thanks to LazyLife Consulting, not only am I able to renovate my healing center and grow my team, I now have the freedom to focus on spending more time with my daughter before she goes off to college.
Nick - Multifamily Investor
"I flipped my 4-plex into a cashflowing machine with $160,000 of 0% capital."
I didn’t realize house-hacking came with a bunch of hidden expenses that I couldn’t cover upfront. Lovetta helped me secure funding to cover the property and renovation costs. Now, the rental income replaces my full-time job, so most of my day is spent in the gym or with my gaming buddies.
jackson - agency owner
"They got me a $162,000 at a 0% interest rate!"
If you're somebody who's looking for capital to really take your business to that next phase of growth, I really think you guys would be in good hands. Super grateful to work with them!
Get Pre-Qualified with No Impact to Your Credit – Rates as Low as 0% for 18 Months!
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